---
title: "Bitcoin’s wealthy holders turning to loans and yield as investment habits mature: Xapo CEO"
description: "2026-10-24 CoinDesk 보도. 감지 후 24시간 동안 BTC -0.46%. CoinDesk: “Borrowing against bitcoin and earning income to build their BTC holdings are becoming priorities for long-term investors, Xapo Bank CEO Seamus Rocca told CoinDesk.” 감지 후 24시간 동안 BTC -0.46% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다."
language: ko
canonical: "https://whycoinmoves.com/ko/events/bitcoin-bitcoin-s-wealthy-holders-turning-18f4996bf69d97"
published: 2026-10-24T14:02:58.000Z
updated: 2026-10-25T14:04:02.000Z
indexable: false
---

# Bitcoin’s wealthy holders turning to loans and yield as investment habits mature: Xapo CEO

2026-10-24 CoinDesk 보도. 감지 후 24시간 동안 BTC -0.46%. CoinDesk: “Borrowing against bitcoin and earning income to build their BTC holdings are becoming priorities for long-term investors, Xapo Bank CEO Seamus Rocca told CoinDesk.” 감지 후 24시간 동안 BTC -0.46% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다.

Attributed sources: [CoinDesk](<https://www.coindesk.com/>)

## Key facts

CoinDesk: “Borrowing against bitcoin and earning income to build their BTC holdings are becoming priorities for long-term investors, Xapo Bank CEO Seamus Rocca told CoinDesk.” 감지 후 24시간 동안 BTC -0.46% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다.
Evidence strength: 단일 출처, 1 publisher group(s) (CoinDesk); this describes source coverage, not truth or causation.
감지 후 관측 수익률: 5분: +0.00% (24/10/2026, 14:02 → 24/10/2026, 14:07, UTC; Gate · USDT); 1시간: -0.78% (24/10/2026, 14:02 → 24/10/2026, 15:02, UTC; Gate · USDT); 24시간: -0.46% (24/10/2026, 14:02 → 25/10/2026, 14:02, UTC; Gate · USDT). 표시되지 않은 구간은 아직 데이터가 없습니다.
직전 30일간 시간별 절대 수익률의 99번째 백분위수는 1.01% (OKX · USDT; 기준 24/10/2026, 14:02, UTC)입니다. 시간 단위 기준선은 분 단위 변동과 직접 비교할 수 없습니다.

## Returns after site detection

| Window | Return | BTC | Difference from BTC | Actual sampled interval (UTC) | Source |
| --- | --- | --- | --- | --- | --- |
| 5분 | +0.00% | +0.00% | 0.00 %p | 24/10/2026, 14:02 → 24/10/2026, 14:07 | Gate · USDT |
| 1시간 | -0.78% | -0.78% | 0.00 %p | 24/10/2026, 14:02 → 24/10/2026, 15:02 | Gate · USDT |
| 24시간 | -0.46% | -0.46% | 0.00 %p | 24/10/2026, 14:02 → 25/10/2026, 14:02 | Gate · USDT |

## Historical hourly baseline

| Metric | Value |
| --- | --- |
| Ready | true |
| Coverage | 100.0% (720/720) |
| Median absolute hourly return | 0.14% |
| 99th percentile of absolute hourly returns | 1.01% |
| BTC beta | 1.00 |
| Source / cutoff (UTC) | OKX · USDT / 24/10/2026, 14:02 |

## Claims and open questions

- No independently verified causal explanation is available.

## Source evidence

- [Bitcoin’s wealthy holders turning to loans and yield as investment habits mature: Xapo CEO](<https://www.coindesk.com/>) — CoinDesk; published 24/10/2026, 14:00; received 24/10/2026, 14:02 (UTC).
- [Bitcoin’s wealthy holders turning to loans and yield as investment habits mature: Xapo CEO](<https://www.coindesk.com/business/2026/10/24/bitcoin-s-wealthy-holders-turning-to-loans-and-yield-as-investment-habits-mature-xapo-ceo>) — CoinDesk; published 24/10/2026, 14:00; received 24/10/2026, 17:53 (UTC).


## Recent BTC events and market reactions

아직 게시 기준을 충족한 다른 BTC 이벤트가 없습니다.

- [Full coin archive](<https://whycoinmoves.com/ko/coins/bitcoin>)

## 관련 리서치

- [Altcoin beta to Bitcoin: BTC, ETH, SOL and DOGE hourly returns](<https://whycoinmoves.com/ko/research/hourly-returns-and-bitcoin-beta.md>)
- [Will Bitcoin go back up? Every crash since 2011 and its recovery time](<https://whycoinmoves.com/ko/research/bitcoin-crash-recovery-time.md>)
- [Perpetual funding rates and annualized yield: a 2025 comparison](<https://whycoinmoves.com/ko/research/funding-rates-versus-investor-returns.md>)
- [Bitcoin halving and bull markets: evidence from four halvings](<https://whycoinmoves.com/ko/research/bitcoin-halving-and-market-cycles.md>)

[Methods and limitations](<https://whycoinmoves.com/ko/methodology>)
Publisher count is not independent evidence count. Price changes cannot verify news or prove causation.