---
title: "XRP Ledger Repairs Its Lending Protocol Before It Goes Live"
description: "2026-10-19 Decrypt, CoinDesk 보도. 감지 후 1시간 동안 XRP -0.12%. Decrypt: “XRP developers published a second amendment to repair the ledger’s new uncollateralized lending feature while the original still awaits validator approval.” 감지 후 1시간 동안 XRP -0.12% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다."
language: ko
canonical: "https://whycoinmoves.com/ko/events/ripple-c3a725dcbba069"
published: 2026-10-20T05:23:30.000Z
updated: 2026-10-20T14:43:02.000Z
indexable: false
---

# XRP Ledger Repairs Its Lending Protocol Before It Goes Live

2026-10-19 Decrypt, CoinDesk 보도. 감지 후 1시간 동안 XRP -0.12%. Decrypt: “XRP developers published a second amendment to repair the ledger’s new uncollateralized lending feature while the original still awaits validator approval.” 감지 후 1시간 동안 XRP -0.12% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다.

Attributed sources: [Decrypt](<https://decrypt.co/381358/xrp-ledger-repairs-lending-protocol-before-live>), [CoinDesk](<https://www.coindesk.com/tech/2026/10/19/xrp-ledger-is-set-to-fix-its-lending-code-before-anyone-can-use-it>)

## Key facts

Decrypt: “XRP developers published a second amendment to repair the ledger’s new uncollateralized lending feature while the original still awaits validator approval.” 감지 후 1시간 동안 XRP -0.12% 변동 관측. 시세 관측은 인과관계를 입증하지 않습니다.
Evidence strength: 복수 매체 보도, 2 publisher group(s) (Decrypt, CoinDesk); this describes source coverage, not truth or causation.
감지 후 관측 수익률: 1시간: -0.12% (BTC 대비 차이 +0.16 %p; 20/10/2026, 05:25 → 20/10/2026, 06:29, UTC; OKX · USDT). 표시되지 않은 구간은 아직 데이터가 없습니다.
직전 30일간 시간별 절대 수익률의 99번째 백분위수는 2.29% (OKX · USDT; 기준 20/10/2026, 05:23, UTC)입니다. 시간 단위 기준선은 분 단위 변동과 직접 비교할 수 없습니다.

## Returns after site detection

| Window | Return | BTC | Difference from BTC | Actual sampled interval (UTC) | Source |
| --- | --- | --- | --- | --- | --- |
| 5분 | — | — | — | — | — |
| 1시간 | -0.12% | -0.27% | +0.16 %p | 20/10/2026, 05:25 → 20/10/2026, 06:29 | OKX · USDT |
| 24시간 | — | — | — | — | — |

## Historical hourly baseline

| Metric | Value |
| --- | --- |
| Ready | true |
| Coverage | 99.9% (719/720) |
| Median absolute hourly return | 0.27% |
| 99th percentile of absolute hourly returns | 2.29% |
| BTC beta | 1.44 |
| Source / cutoff (UTC) | OKX · USDT / 20/10/2026, 05:23 |

## Claims and open questions

- No independently verified causal explanation is available.

## Source evidence

- [XRP Ledger Repairs Its Lending Protocol Before It Goes Live](<https://decrypt.co/381358/xrp-ledger-repairs-lending-protocol-before-live>) — Decrypt; published 19/10/2026, 20:46; received 20/10/2026, 05:23 (UTC).
- [XRP Ledger is set to fix its lending code before anyone can use it](<https://www.coindesk.com/tech/2026/10/19/xrp-ledger-is-set-to-fix-its-lending-code-before-anyone-can-use-it>) — CoinDesk; published 19/10/2026, 04:54; received 20/10/2026, 05:40 (UTC).


## Recent XRP events and market reactions

아직 게시 기준을 충족한 다른 XRP 이벤트가 없습니다.

- [Full coin archive](<https://whycoinmoves.com/ko/coins/ripple>)

## Research for this archive

- [XRP lawsuit and Ethereum ETFs: reading SEC filings and rulings](<https://whycoinmoves.com/ko/research/regulatory-filings-versus-media-headlines.md>)

[Methods and limitations](<https://whycoinmoves.com/ko/methodology>)
Publisher count is not independent evidence count. Price changes cannot verify news or prove causation.